Important Disclaimers and Legal Information
Past performance does not guarantee future results
All financial planning involves risk. Consult with qualified professionals before making financial decisions
This disclaimer outlines important information regarding the use of our website and financial planning services. Please read carefully before proceeding
General Information Disclaimer
The information provided on this website is for general informational purposes only and should not be considered as professional financial advice. While we strive to provide accurate and up-to-date information, we make no representations or warranties regarding the completeness, accuracy, reliability, suitability, or availability of any information contained herein
The content on this website is subject to change without notice. We reserve the right to modify, update, or remove any information at our discretion
Limitation of Liability
To the fullest extent permitted by Malaysian law, Virenquasthilo and its affiliates shall not be liable for any direct, indirect, incidental, special, or consequential damages arising from
- Use or inability to use our website or services
- Any errors, omissions, or inaccuracies in the content provided
- Any financial decisions made based on information from our website
- Any interruption or cessation of transmission to or from our website
Our total liability shall not exceed the amount paid for our services in the 12 months preceding the claim
Information Accuracy and Currency
While we endeavor to keep information current and accurate, financial markets and regulations change rapidly. Information on this website may not reflect the most current legal developments or market conditions
Important Notes:
- All financial figures and projections are estimates based on available information
- Market conditions and regulatory changes may affect the relevance of information provided
- Users should verify all information independently before making financial decisions
Professional Advice Disclaimer
The information and services provided through this website do not constitute formal financial advice, legal counsel, or investment recommendations. Our consultations are informational in nature and designed to help you understand various financial planning concepts
Always consult with qualified financial advisors, legal professionals, or tax specialists before making significant financial decisions
External Links and Third-Party Content
Our website may contain links to third-party websites or resources. These links are provided for convenience and informational purposes only
We do not endorse, control, or assume responsibility for the content, privacy policies, or practices of any third-party websites
Governing Law and Jurisdiction
This disclaimer and all matters relating to your use of our website shall be governed by the laws of Malaysia
Jurisdictional Considerations:
- Some information may not be applicable to all Malaysian states or territories
- Local regulations and requirements may supersede general information provided
- Users are responsible for compliance with local laws and regulations
Any disputes arising from the use of our website shall be subject to the exclusive jurisdiction of Malaysian courts
User Indemnification
You agree to indemnify and hold harmless Virenquasthilo, its employees, and affiliates from any claims, damages, or expenses arising from your use of our website or services, including any violation of these terms or applicable laws
Results and Outcome Disclaimer
Individual results may vary
Financial planning outcomes depend on numerous factors including market conditions, personal circumstances, and implementation of recommendations. We cannot guarantee specific results or financial outcomes from our consultations or advice
Age Restrictions
Our services are intended for adults aged 18 and above. Minors should seek parental consent before using our website or services: Our services are intended for adults aged 18 and above. Minors should seek parental consent before using our website or services
Our services are intended for adults aged 18 and above. Minors should seek parental consent before using our website or services
Changes to This Disclaimer
We reserve the right to modify this disclaimer at any time. Changes will be effective immediately upon posting. Your continued use of our website after any changes constitutes acceptance of the revised disclaimer
Contact Information
If you have questions about this disclaimer or our services, please contact us
Email: info@virenquasthilo.com
Phone: +60 3 8519 1869
Address: Level 17, Menara Citibank, 165 Jalan Ampang, Kuala Lumpur 50450
Last updated: August 21, 2025